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Student Loans

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Student Loans

Cosigning: What To Know Before You Commit

By Amanda Woidyla

The decision to cosign a student loan is not one to take lightly, so we provide a few items to consider before cosigning that student loan.

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Student Loans

The Four Things Every Cosigner Should Know

By Cindy Sanford

We help identify the FOUR things every cosigner should know before they sign a student loan promissory note.

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Managing Finances, Student Loans

Student Loan Repayment: Get In The Driver’s Seat

By Amanda Woidyla

Repaying your student loans may seem overwhelming, but the repayment plan(s) you choose may affect how much you will pay overall.

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Managing Finances, Student Loans

Student Loan Forbearance: Is It The Right Option?

By Amanda Woidyla

A forbearance is a period during which your monthly loan payments are suspended or reduced helping you to avoid having a past due balance.

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Managing Finances, Student Loans

What’s Next If You Can’t Repay Your Student Loans

By Cindy Sanford

It’s important to take the right steps with your student loans because they must be repaid and cannot be discharged, even during bankruptcy.

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Deferment-post

Managing Finances, Student Loans

Deferment: How To Know If You’re Eligible?

By Amanda Woidyla

If you’re having a tough time making your student loan payments, you should contact your lender to see if you are eligible for a deferment.

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Student-Loan-Refinancing-May-Save-Money-post

Managing Finances, Student Loans

Student Loan Refinancing May Save You Money

By Cindy Sanford

Interest rates are low right now. Have you considered refinancing your student loans? Bank of North Dakota’s program may save you money.

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Managing Finances, Student Loans

Refinancing Student Loans: Is It Right For You?

By Amanda Woidyla

Understanding the types of student loans and their benefits, along with interest rate options, will help determine if refinancing is right for you.

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