Understanding the types of student loans and their benefits, along with interest rate options, will help determine if refinancing is right for you.
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The Answer Sheet: Student Loans
An answer sheet for all the trending student loan questions. Find answers to what everyone else has been asking about.
Continue ReadingThe Answer Sheet: Refinancing Student Loans
An answer sheet for all the trending student loan refinancing questions. Find answers to what everyone else has been asking about.
Continue ReadingThe Answer Sheet: Cosigners
An answer sheet for all the trending cosigner questions. Find answers to what everyone else has been asking about.
Continue ReadingWhy Cosigning a Student Loan Should Never be Taken Lightly
Cosigning a loan is an action that should never be taken lightly, because it can have serious implications to credit history. The loan appears on the cosigner’s credit report and can directly affect his or her credit as a debt owed.
Continue ReadingRepaying Student Loans? What You Need to Know.
You’ll most likely have a six-month grace period from the time you graduate until you start making payments, so plan to use that time to learn more about your repayment options and to begin budgeting for monthly payments.
Continue ReadingThe Loan Truth and Nothing but the Truth
You start paying for student loans six months after you graduate or leave college. Make sure the career you choose offers a salary large enough to repay your loans. A good rule of thumb is your payments should not exceed 10 percent of your net income when you graduate college.
Continue ReadingFill the Student Loan Funding Gaps
Bank of North Dakota has a state-sponsored student loan for college to help fill the funding gaps when scholarships, grants, savings and federal student loans aren’t enough to pay for college.
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