Cosigning a loan is an action that should never be taken lightly, because it can have serious implications to credit history. The loan appears on the cosigner’s credit report and can directly affect his or her credit as a debt owed.
Continue Reading5 Things You Need to Have Before Your Next College Visit
It’s good to spend time on several campuses before making a final decision on where you’d like to attend. You should tour the facilities, meet students and staff and get a glimpse of campus life.
Continue Reading11 Steps to Find Your Perfect College
Whether considering college for the first time or heading back to finish something you started several years ago, use this list to make sure you don’t miss a thing!
Continue ReadingRepaying Student Loans? What You Need to Know.
You’ll most likely have a six-month grace period from the time you graduate until you start making payments, so plan to use that time to learn more about your repayment options and to begin budgeting for monthly payments.
Continue ReadingThe Loan Truth and Nothing but the Truth
You start paying for student loans six months after you graduate or leave college. Make sure the career you choose offers a salary large enough to repay your loans. A good rule of thumb is your payments should not exceed 10 percent of your net income when you graduate college.
Continue ReadingThe Student Loan Process for Nontraditional Students
The most important thing to understand about student loans is that they are loans – not free money. Like any loan, they need to be paid back, plus interest.
Continue ReadingFill the Student Loan Funding Gaps
Bank of North Dakota has a state-sponsored student loan for college to help fill the funding gaps when scholarships, grants, savings and federal student loans aren’t enough to pay for college.
Continue ReadingYou’re Not Alone. ND TRiO Programs: A Valuable College Resource
TRiO programs are dedicated to providing students with the academic, financial and career resources necessary to succeed both in the classroom and after graduation.
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